- the DDC 6 or 8 and the Professional Truck Driver Course.The program administered and regulated by the New Jersey Division of Motor Vehicle
Services requires that a minimum of six (6) hours of classroom instruction must be taught by an instructor certified by the New Jersey State Safety Council, using current (1996) National Safety Council teaching kit and
student workbook, following rules and procedures of the Council for presentation of the course.
The two-point reduction program is voluntary on the part of a driver. Errant drivers are not forced to attend a 6 hour
minimum or 8 hour Defensive Driving Course - a driver must desire to improve his/her driving record and learn how to avoid accidents and tickets.
On May 22,1996, Elizabeth Randall, Commissioner of Insurance issued
Bulletin No. 96-07 to all insurance companies writing private passenger policies in New Jersey stating that the minimum of five percent discount would apply to the base rate for bodily injury Liability, Property Damage
Liability, Personal Injury Protection and Collision coverage.
The rate reduction is available for three years or until a driver accumulates four (4) motor vehicle points or loses his/her license.
